There are greater numbers of people having financial problems, as a result of the financial difficulties globally over the last few years. Many people have lost their jobs, home, retirement funds and even had their homes foreclosed. All these factors have increased the numbers of people looking to build an online income, working from home. Working online has many advantages, but it can also be risky. There are so many work at home business opportunities available and not all are genuine. It’s easy to get taken advantage of when starting out.